"Success in RE comes down to two factors: taking risks and taking action!"
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Get Pre-Approved
Getting pre-approved for a mortgage is one of the most important thing you can do when you're planning to buy a home.
Mortgage pre-approvals are documents that verify you can get approved for a mortgage loan. Pre-approvals are not an official loan approval - they are the green light to shop around and find the perfect home. You can't make an offer without a pre-approval.
The most crucial part of buying a home is being sure you can afford its payment. So, before you get pre-approved, decide how much you feel comfortable spending each month and write that number down.
A mortgage lender may pre-approve you for a larger monthly payment. We recommend you stay within your budget.
Mortgage pre-approvals are available for free through most mortgage websites with no obligation to proceed. Many home buyers get their mortgage from a different mortgage company that pre-approved them. So, don’t overthink this step.
The critical part of getting your pre-approval is that you get it. Without a pre-approval, you cannot buy a home.
As part of your pre-approval, the lender may ask for supporting paperwork, including:
Bank statements
W-2 statements
Pay stubs and proof of deposits
Federal tax returns
Student loan statements
You don’t need them downloaded or on your hard drive in advance. Just know where to find these documents when you get asked.
Mortgage pre-approvals get processed online or in person. The simplest pre-approvals are self-service.
Home buyers can get a free mortgage pre-approval from any mortgage lender or do a self-service pre-approval in under three minutes.
In this market, timing is critical. When you find the home you want, you may need to make an offer right away, otherwise someone else may get your home!
Being pre-approved enables you to move quickly and get that offer in!
Don’t Miss Out... Get Pre-Approved...
I can’t tell you how many times I’ve seen a client fall in love with a house, but end up losing the home because they weren’t pre-approved. Getting pre-approved solves this problem, as it enables you to move quickly on an offer. You wouldn’t want to miss out on your dream home!
Reviews
Keshia was really helpful throughout the loan process. She communicated every step of the way and informed us every details very clearly.
Inga Baldan
Very professional, quick and accurate. She’s very friendly, understanding, most of all she gets the job done with hesitation. She goes above and beyond for everyone, very caring person. I absolutely loved working with her.
Felicia Palomino
Markeisha is an awesome woman and realtor. God allowed her to come into my life and intervene on my behalf. She moved mountains and removed barriers to get the job done in less than 22 hours flat. We were all amazed at how quick her responses were. She was determined to get me and my family into the home we love. It was our first home we looked and loved. Offer in one day and acceptance the next day. Everything she touched yielded progress. She made it look effortlessly and she treated us with kindness and professionalism at all times. Hey, I thought my case was special but I learned that she treats all her customers as family and place our needs snd concerns first. I will always appreciate all the special blessings you blessed me with. May God open up your special window and pour you out a blessing you won’t have room enough to receive. When you blessed me you blessed HIM! Blessings to you, your work and home family! Michelle
Michelle Wiley
Keshia helped my family so much. We could never have gotten into our dream home without her!
Laura Flynn
Honest, hard-working, knowledgeable and a real pleasure to work with!
Dean Higa
All I can say is Keshia Calimee is nothing short of AMAZING!!!.. I had a difficult set of circumstances and she assisted me with Loving kindness & grace. She is professional & personable & extremely Knowledgeable.. I was envolved with several programs and had to get approvals from each one... ,Ms. Keshia ( As I affectionately dubbed her)helped me by making the neccesary connections & basically held my hand to the finishline!!.. I highly recommend her for ALL of your Mortgage loan needs!!
Roneka Tate
I don't even know where to begin with this post. Markeisha Calimee is nothing short of AMAZING!!! As a fearful first time home buyer, Ms. Calimee's patience and skill in navigating my procrastination, hesitency, and reluctancy was remarkable! She remained focused, patient, and professional at all times. After having a horrible experience with another agent, she understood, she listened, she went over and above. She was very knowledgable, and educated me every step of the way. She came as an angel in disguise, and performed miracously! Thank you Ms. Calimee ❤🙏
